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SETH Single
Family Bond Program-
SETH has a program that provides financing for
your home purchase. This program has two choices available for
eligible homebuyers.
Option 1: First Time Homebuyers
- 5.25% 30
Year Fixed Mortgage Interest Rate
- Down
Payment Assistance (3% Grant based on the Mortgage Loan
Amount)
Option 2: Not a First Time Homebuyer*
or Without a Grant
- 4.75% 30 Year Fixed Mortgage
Interest Rate (no grant)
Program coverage areas include the counties of
Austin, Brazoria, Chambers, Liberty, Matagorda, Waller, Walker &
Wharton and the cities of: Baytown, Deer Park, Dickinson, La
Marque, La Porte, League City, Pasadena, Santa Fe, Shoreacres,
Texas City and Tomball.
View Program Guidelines
Bond Program Participating
Lenders
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SETH Mortgage Credit Certificate Program (MCC)-
SETH has a
program that provides a tax credit of up to $2,000/year for
eligible homebuyers. The tax credit is received each year for
the life of the mortgage loan. This program has higher income
limits and does not have a first time homebuyer requirement for
many of our jurisdictions. Program coverage areas include the
counties of Austin, Brazoria, Chambers, Liberty, Matagorda,
Waller, Walker & Wharton and the cities of: Baytown, Deer Park,
Dickinson, La Marque, La Porte, League City, Pasadena, Santa Fe,
Shoreacres, Texas City and Tomball.
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SETH Mortgage Credit Certificate Programs (MCC)
Administered by SETH-
SETH administers many other local area MCC
Programs. These MCC Programs provide a tax credit for the life
of the mortgage loan. The amount of the tax credit is
determined by the amount of interest you pay on the mortgage
loan each year. MCC’s help reduce a homeowners burden by
providing additional income for the family each year. Please
select one of the following programs for more information.
Serving the counties of: Carson, Collingswood,
Dallam, Deaf Smith, Donley, Gray, Hall, Hansford, Hartley,
Hemphill, Hutchinson, Lipscomb, Moore, Ochiltree, Oldham,
Parmer, Potter (excluding the City of Amarillo), Randall,
Roberts, Sherman, and Wheeler.
Available in the counties of: Brazos, Burleson,
Grimes, Leon, Madison, Robertson, and Washington.
Helping homebuyers purchase homes in the City of
Galveston.
This program is currently out of funds. Please check back with us again.
Serving those buying a home in
Galveston County, but outside the following city limits (not
paying city taxes) – Dickinson, Galveston, La Marque, League
City, Santa Fe, or Texas City. In addition to the tax credit
provided, eligible first time homebuyers may receive a $2,000
grant with this program.
This program is currently out of funds. Please check back with us again.
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Harris
County |
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Available for homes located in Harris County, but
outside the city limits of: Houston, Baytown, Deer Park,
Friendswood, La Porte, League City, Missouri City, Pasadena, and
Pearland.
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Harlingen |
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Assists
homebuyers purchasing a home in the city limits of Harlingen or
San Benito.
Fort Bend County Neighborhood
Stabilization Program (NSP) –
SETH administers Fort Bend
County's Neighborhood Stabilization Program Funds. These funds
will be available to assist first-time homebuyers in an amount
up to $25,000 per household, depending on the applicant's income
level (see application). The home must be a FORECLOSED single
family home located within Fort Bend County, but outside the
cities of Houston, Sugar Land, Missouri City, and Katy.
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