Southeast Texas Homebuyer Assistance Program-
 

SETH administers Homebuyers Assistance Program for the Texas Department of Housing and Community Affairs (TDHCA.)  This program provides down payment and closing cost assistance of up to $20,000 for income eligible first time homebuyers. 

The home must be located in one of the following program areas:  the counties of Austin, Chambers, Matagorda, Waller, Walker, Wharton, and Galveston (outside the city of Galveston) or in the city limits of Baytown, Cleveland, or Pearland.  Income limits are listed on the application.  This program may be combined with the SETH MCC or SETH Bond Program. OPEN TO ANY LENDER.

Application: Click here to get started

View Program Guidelines

City of Pasadena –

SETH administers the City of Pasadena's First Time Homebuyer Program. Eligible buyers will receive $5,000 for down payment and closing cost assistance when purchasing a home in the city limits of Pasadena. Applicants must be first time homebuyers and income eligible (see application.) This program can be combined with the SETH MCC or SETH Bond Program. OPEN TO ANY LENDER.

Application: Click here to get started.

Pasadena MCC Program Video

Fort Bend County Neighborhood Stabilization Program (NSP) –

SETH Mortgage Credit Certificate Programs  (MCC)
Administered by SETH-

SETH administers many other local area MCC Programs.  These MCC Programs provide a tax credit for the life of the mortgage loan.  The amount of the tax credit is determined by the amount of interest you pay on the mortgage loan each year.  MCC’s help reduce a homeowners burden by providing additional income for the family each year.  Please select one of the following programs for more information.

Serving the counties of:  Carson, Collingswood, Dallam, Deaf Smith, Donley, Gray, Hall, Hansford, Hartley, Hemphill, Hutchinson, Lipscomb, Moore, Ochiltree, Oldham, Parmer, Potter (excluding the City of Amarillo), Randall, Roberts, Sherman, and Wheeler.

Available in the counties of:  Brazos, Burleson, Grimes, Leon, Madison, Robertson, and Washington.

Serving those buying a home in Galveston County, but outside the following city limits (not paying city taxes) – Dickinson, Galveston, La Marque, League City, Santa Fe, or Texas City. In addition to the tax credit provided, eligible first time homebuyers may receive a $2,000 grant with this program.

Assists homebuyers purchasing a home in the city limits of Harlingen or San Benito.