|
So you want to buy a home - a place of your own - an investment in the
American Dream of home ownership. You are probably
excited, scared, and nervous at the prospect of owning your own home.
No doubt you have heard "horror stories" by uninformed first-time
homebuyers.
SETH has the
answer to your "first-time homebuyer jitters". Attend our
Homebuyer Education class taught at our
conveniently located offices at 11111 South Sam Houston Parkway East in southeast
Houston.
In this informal
classroom setting, the knowledgeable instructor will explain the
sometimes-confusing mortgage and real estate terms. The instructor
will give you the tools to budget for your new home based on your
disposable income and will discuss credit and loan issues.
Utilizing the services of a licensed real estate professional will be outlined.
Included in their interactive discussions will be the Earnest Money
Contract, loan process, and home maintenance.
To utilize the
down payment assistance program provided by SETH the potential homebuyer
must attend a Homebuyer Education class.
Spanish speaking
classes are offered on an as needed basis.
Click here to register online
The 2004 class schedule is:
November
13 20
December
4 18
January 2005
8 22
February
5 19
March
5 19
April
2 16
May
7 21
June
4 18
July
9 23
August
6 20
September
10 24
October
1 15
November
5 19
December
3 17
January 2006
7 21
Classes are
taught at SETH's offices located at 11111 South Sam Houston Parkway East (Beltway
8 @ Beemer exit) from 9:00 a.m. to 4:00 p.m. with a
one hour lunch break.
Consider this
small investment as the
"keys" to
your new home.
Please call
281-484-4663 to register for class. Normally the
fee is $175 paid in class as either a money order or cashier's
check made payable to Southeast Texas HFC.
Click "Current
Programs" for down payment and closing cost assistance availability.
A formal application must be completed, faxed to 281-484-1971, and the
guidelines adhered.
Click here to
register online.
Bonnie Granado has been a Certified
Homebuyer Instructor for 8 years and a mortgage lender for 28 years. Her
classes are an interactive forum
where she investigates the advantages and
possible drawback to home ownership.
A manual with
worksheets written by the National
Foundation for Credit Counseling is provided with in depth insight into
the "Keys to Home Ownership". Bonnie Granado leads the potential new home owner to set realistic goals, offers
sound advice, proposes steps for careful planning, and provides a clear
understanding of the costs involved. |
